I'm a web developer, not a designer. At least I know enough about design to realize I'm not good at it. However, I'm often expected to be able to come up with basic color schemes and designs. Here's my cheat sheet:color themes:
http://color.twysted.net [from djk's comment]
get your ip's color (goofy, but it's a starting color that's all my own):
Where do you go?