Credit Card Processing for .NET Developers

A few months ago, I had a huge problem with Interscape's credit card processing. I bloggeed about it in a post entitled “How To Screw Up And Still Come Out Ahead” It was quite an ordeal. Well, I decided that I wanted to help make the process easier for people in the .NET world. So Interscape teamed up with MerchantPlus.cc for Phase One of a two-phase system to make it ridiculously easy to process credit cards on a website. Phase One is the Merchant Account, which is the way that the cards are processed. These accounts are tied to a “gateway”, which in this case is Authorize.net, and that is included in the package. We worked to get the lowest prices possible, and we're passing those prices directly on to you.

So what is Phase Two? We're not telling yet. It's still in development, but needless to say, it will revolutionize the way business is done online. A big statement? You betcha. Hype? That's for you to decide. In the meantime, Interscape and MerchantPlus will give you $1000 if we can't beat your current rates. If you're using PayPal, quit screwing around and start doing some serious business. Check out our rates, then complete our 100% electronic sign-up process (it's REALLY cool, that's what got me hooked... you even sign the contract online).

If you need to get started integrating your Authorize.net processing on your website, there are a bunch of options. Until ours is finished, I'd recommend CodeSine's solution. It's not perfect, but it's cheap and it works.

Oh yeah, anyone that signs up between now and Phase Two will get our Phase Two offering free. So, if you have any questions, as always feel free to contact me. I'll do my best to help you out in any way I can. And feel free to send me feedback too.... I'd like to know if there is anything we can do to make the process simpler.

3 Comments

  • Thanks for the heads-up... should eb fixed now. We just updated the site design, and I knew there would be a few kinks to get out.



    Sorry for the click-through... I get flamed enough as it is for trying to help everyone out with the stuff that I post, so I figued I'd cut the Signal-Noise ratio down and only syndicate the description. I'm still playing with how all that's goona work, but I think I'm damned if I do, damned if I don't kinda thing.

  • sounds interesting, but not sure how you're suggesting 2.2% + $.30-35/txn + min $25 monthly fee is cheapest rate available. ($.35 = .30 + .5 gateway fee, at least for >250 txns/mo)



    If you're doing anything over $1K per month, PayPal merchant rate is 2.2% + .$30/txn, no gateway txn or monthly fees, and no minimum monthly fee for statements. Signup process is also completely online, takes less than 5 minutes.



    If you're doing volumes over $10-25K per month, other industry processors quote a 1.9-2.1% discount rate, as low as $.15/txn, and even with all-in gateway fees at that level of volume they would likely be cheaper. Longer signup process perhaps, but likely competitive with your stated pricing, possibly lower.





    anyway, good luck with Phase II, whatever that is... nice to have more options for .NET developers regardless of price :)





  • It all really just depends. Paypal is great, but it doesn't always engender an air pf professionalism. We switched from PayPal to regular processing, and sales went through the roof.



    BTW, that's just the lowest rate we can guarantee everyone. It doesn't mean we can't go lower on a case-by-case basis. They'll do whatever they can to beat a legitimate quote from someone else.



    It's a cutthroat industry, to be sure. I know for a company getting started, it's very competitive. It was definitly cheaper than what we had before, and pretty good if you're trying to build up a processing history.



    Well, at any rate, I'm glad you like options :) We're definitely not the best, but we're out there, and hopefully we'll get better. :)

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